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Payments

Updated Oct 18, 2026

Quizora supports two payment gateways: Razorpay and Stripe. You can enable one or both.

Razorpay

Razorpay is recommended for platforms targeting India, Southeast Asia, and the Middle East.

Setup Steps

  1. Create a Razorpay account at razorpay.com
  2. Go to Settings → API Keys in your Razorpay Dashboard
  3. Generate a new API Key pair (Key ID + Key Secret)
  4. In Quizora: go to Admin → Settings → Payments → Razorpay
  5. Enter your Key ID and Key Secret
  6. Click Save

Live vs Test Mode: Razorpay provides separate keys for Test mode and Live mode. Use Test keys while setting up, and switch to Live keys before accepting real payments.

Key validation (v1.2.0): Quizora validates Razorpay keys on save and at checkout. Keys must match the format rzp_test_… or rzp_live_…, and Razorpay is only offered when your platform default currency is INR. Use Stripe for non-INR currencies.

Stripe

Stripe is recommended for platforms targeting the US, Europe, and international markets.

Setup Steps

  1. Create a Stripe account at stripe.com
  2. In your Stripe Dashboard, go to Developers → API Keys
  3. Copy your Publishable key and Secret key
  4. For webhooks: go to Developers → Webhooks → Add Endpoint
    • Endpoint URL: https://yourdomain.com/api/stripe/webhook
    • Select events: payment_intent.succeeded, payment_intent.payment_failed
    • Copy the Signing Secret
  5. In Quizora: go to Admin → Settings → Payments → Stripe
  6. Enter Publishable Key, Secret Key, and Webhook Secret
  7. Click Save

Commission & Earnings

Platform Commission

You (the admin) can take a percentage of every quiz sale. Configure this in Admin → Settings → Payments → Commission Rate.

Example: Commission rate = 20%

  • Quiz price: ₹500
  • Platform earns: ₹100
  • Creator earns: ₹400

Creator Payouts

Creators accumulate earnings in a wallet balance. They can request a payout from Creator → Earnings → Request Payout.

You review and approve payout requests from Admin → Payouts.

Testing Payments

Before going live, test your payment flow using test cards:

Razorpay test card:

  • Card number: 4111 1111 1111 1111
  • Any future expiry, any CVV

Stripe test card:

  • Card number: 4242 4242 4242 4242
  • Any future expiry, any CVV

No Payment Gateway?: If you don't configure any payment gateway, Quizora still works — creators can only publish free quizzes. Paid quiz publishing is automatically unlocked once at least one gateway is configured.